When choosing your real estate team you will be working closely with the mortgage company and their loan representative to find the program and type of mortgage that best fits your financial picture. I have had very positive results with the local Lenders listed below. After gathering information regarding employment, credit history and available funds, your lender will prepare a Good Faith EstimateofClosing Costs and will be able to issue a conditional pre-approval to present with your offer to the Seller. The pre-approval will give the Seller the confidence needed to accept your offer. It will state the eligible financing program for which you qualify as well as the maximum purchase price.